DLM forces us off motability, where to next?

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    Topic
  • #338337
    TomThumb
    Participant

      Not impressed with DLM in the slightest.

      After an accident in 2024 where an at-fault accident wrote off our motability car, DLM fell short on customer care & failed to look after us as a customer, both after the accident & the run up to the court appearance that led to the ban, but that’s another story.

       

      In 2025, our disabled daughter ended up with a 12mth driving ban due to the previous accident.

      Roll on to 2026 & the daughter is counting down the days (2 weeks) until her ban is over & she can get behind the wheel again

      Now having only found out by chance today, DLM state

      Yes, any driver who’s been disqualified from driving for more than 30 days within the last five years cannot drive on a Direct Line Motability (DLM) policy.

       

      They’ll become eligible when five years have passed from the conviction date shown on their driving licence.

      Is this a somewhat new addition to dlm’s t&c’s?

      The kicker is this was not mentioned at anytime previously by DLM.

       

      we now have an adapted motability vehicle that the customer won’t be able to drive.

      As we currently have 15 mth left on our car, the thoughts are we will likely have to terminate the lease early,

      but where to next?

      We’re not in a position to purchase a brand new vehicle privately, so with adaptions needed,

      possibly looking at a used vehicle! if adaptions are still available?

      or
      a private lease! If adaptions are allowed to be fitted?

      Adaptations at cost price,

      a 6k insurance quote for a used car.

      Or is there anything else you guys n gals can suggest.?.?.?

      TIA

      Tom…

       

       

       

       

    Viewing 18 replies - 51 through 68 (of 68 total)
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      Replies
    • #338529
      DJ Kav
      Participant

        Sorry @TomThumb but information seems to all point to, new drivers getting a driving ban within the first 2 years. Having to reapply for a provisional licence and retaking both the theory and practical test. All remaining points and endorsements will stay on the new licence.

        I wish you both the best of luck, whatever the outcome may be.

        Reapply for your driving licence if you’ve been disqualified – GOV.UK

        • This reply was modified 1 week, 4 days ago by DJ Kav.

        I have ASD and thus have difficulty with social and understanding information, written and verbal. I process information in logical blocks, before I reply. Sometimes I'm right and sometimes I'm wrong.
        I also have a corneal visual condition, which makes me visually impaired without daytime, or daytime bulbs, among other disabilities/conditions.

        #338531
        swwchris
        Participant

          Sorry @TomThumb but information seems to all point to, new drivers getting a driving ban within the first 2 years. Having to reapply for a provisional licence and retaking both the theory and practical test. All remaining points and endorsements will stay on the new licence. I wish you both the best of luck, whatever the outcome may be. Reapply for your driving licence if you’ve been disqualified – GOV.UK

          Its such a hard law for any young person to deal with and we as parents can only support (rather than judge) them to move forwards. The only thing I cannot see is whether she had held her licence for more than two years at the time of the incident (It may be somewhere in the thread)

          • This reply was modified 1 week, 4 days ago by swwchris.
          #338533
          TomThumb
          Participant

            Thanks to all & I will of course update as & when things are confirmed over the next few weeks.

            Edit: to include the daughter was a newly qualified driver at 3mth at the time of the accident.

            It also reads to me that the courts can impose extra restrictions on anything over & above what the dvla requires on a licence re-issue following a ban.

            Hence the court not imposing any re-test criteria but a required re-test via the 6 penalty points within 2 years as a newly qualified driver.
            Thats how I interpret it all.

            Then again no mention of penalty points at the time of the ban.

            Tom…

             

            • This reply was modified 1 week, 4 days ago by TomThumb.
            #338534
            DumfriesDik
            Participant

              WOW, just wow.

              Skoda Enyaq Race Blue

              #338537
              swwchris
              Participant

                You could simply register and view the licence status immediately online

                #338539
                TomThumb
                Participant

                  The license check currently shows nothing but a disqualification, that ends in a couple of weeks.

                  I’m with you @swwchris, I think she will have to re-sit the theory & driving test again, but the daughter amongst others is adamant the court said she would not have to re-take a test.

                  (possibly meaning the court won’t be imposing any re-test)

                  Tom…

                  #338540
                  kezo
                  Participant

                    WOW, just wow.

                    Did you just catch a glimpse of me in mirror DD😂

                    #338528
                    swwchris
                    Participant

                      I would advise you to proceed with gathering how you can get adaptions bought and fitted in the most economical way

                      • This reply was modified 1 week, 3 days ago by wmcforum.
                      • This reply was modified 1 week, 3 days ago by swwchris.
                      #338551
                      Woodpecker
                      Participant

                        I do not think the court has to bother mentioning any retest as it seems to be an automatic outcome, given the license was suspended.

                        Its not a good position for your lass if this is the case.

                        Its just a matter of supporting her and getting her through the hoops again. Am pretty sure she will be strong and ace whatever is in front of her.

                        Best of luck to you all…hope it goes better than expected.

                        #338552
                        kezo
                        Participant

                          The license check currently shows nothing but a disqualification, that ends in a couple of weeks. I’m with you @swwchris, I think she will have to re-sit the theory & driving test again, but the daughter amongst others is adamant the court said she would not have to re-take a test. (possibly meaning the court won’t be imposing any re-test) Tom…

                          Automatic revocation by the DVLA without warning, is based on points system (accumulating 6 or more points within the 2 year probation period)

                          I don’t think this has been asked or stated – Did your daughter receive 6 or more points for her CD offence. If yes, under the probation period your licence is revoked by the DVLA. Revocation is automatic and does not require a court appearance or warning and will have to retake her tests.

                          Where its less clear cut, is if your daughters driving licence was revoked for a period of time within the probation period by the court, as alternatve punishment instead of points (or less than 6) on her licence, she may well not need to retake the tests. There are exceptional circumstances where this may apply.

                           

                           

                          #338553
                          Djw38uk
                          Participant

                            After a period of disqualification, one has to apply to the DVLA for your “new” licence to be renewed.

                            I am confident due to the reasons posted, that when she receives her licence back it will be a Provisional one, as per law.

                            #338558
                            DJ Kav
                            Participant

                              Where its less clear cut, is if your daughters driving licence was revoked for a period of time within the probation period by the court, as alternatve punishment instead of points (or less than 6) on her licence, she may well not need to retake the tests. There are exceptional circumstances where this may apply.

                              It seems to be quite clear Bans/Disqualifications over 56 days requires you to reapply for your licence.
                              So you can only get a driving ban from either a driving conviction, or an accumulation of 12 points. I think both lead to a court appearance. I‘m excluding anything to do with surrendering your licence for other reasons.

                              Applying for a new licence after disqualification for a new driver within the first 2 years results in a provisional licence and requiring to pass both the theory and practical tests again.

                              That’s the way the government have wrote it. A court cannot override this process, due to not specifically mentioning it. I don’t mind being corrected if I’m wrong. But that’s the only way I can read  it.

                              • This reply was modified 1 week, 3 days ago by DJ Kav.

                              I have ASD and thus have difficulty with social and understanding information, written and verbal. I process information in logical blocks, before I reply. Sometimes I'm right and sometimes I'm wrong.
                              I also have a corneal visual condition, which makes me visually impaired without daytime, or daytime bulbs, among other disabilities/conditions.

                              #338559
                              DJ Kav
                              Participant

                                Deleted

                                • This reply was modified 1 week, 3 days ago by DJ Kav.

                                I have ASD and thus have difficulty with social and understanding information, written and verbal. I process information in logical blocks, before I reply. Sometimes I'm right and sometimes I'm wrong.
                                I also have a corneal visual condition, which makes me visually impaired without daytime, or daytime bulbs, among other disabilities/conditions.

                                #338563
                                kezo
                                Participant

                                  Where its less clear cut, is if your daughters driving licence was revoked for a period of time within the probation period by the court, as alternatve punishment instead of points (or less than 6) on her licence, she may well not need to retake the tests. There are exceptional circumstances where this may apply.

                                  It seems to be quite clear Bans/Disqualifications over 56 days requires you to reapply for your licence. So you can only get a driving ban from either a driving conviction, or an accumulation of 12 points. I think both lead to a court appearance. I‘m excluding anything to do with surrendering your licence for other reasons. Applying for a new licence after disqualification for a new driver within the first 2 years results in a provisional licence and requiring to pass both the theory and practical tests again. That’s the way the government have wrote it. A court cannot override this process, due to not specifically mentioning it. I don’t mind being corrected if I’m wrong. But that’s the only way I can read it.

                                  Looking on motoring solictors websites early today (luckily I still had what I copied to clipboard), this seems to be the case on exceptional grounds

                                  In general:

                                  If you are banned within the 2 year probation period by the court, you may face automatic revocation of your driving license if you accumulate 6 or more penalty points during this time.

                                  However, the court can impose disqualification instead of points, which may allow you to avoid the revocation process. If you are charged with a motoring offence during your probation period, the court has the discretion to disqualify you rather than impose points, which could prevent the revocation of your license.

                                  drrivingban.co.uk:

                                  “How do I avoid revocation of my driving licence?
                                  Whilst revocation is automatic if you reach 6 points, if you can prevent points being endorsed, you can avoid revocation. Consequently, for offences where there is a range of penalty points, it may be possible to ensure that the punishment does not take you to 6 or more. In other cases, it may be more practical to obtain a short period of disqualification instead of penalty points. Although to achieve this, you will have to attend Court, if you can convince the Court to impose a punishment that avoids penalty points, you will avoid revocation.

                                  It is important to understand that whilst the Court has no discretion on whether revocation is imposed should you reach 6 points, it does have discretion on the whether you should receive points, and in some circumstances the number of points, all of which effect the possibility of avoiding revocation. The issues require technical knowledge of the law, so you should seek legal advice if you chose to go to Court.”

                                  Hadi law:

                                  “Does the court have any discretion to save my licence?
                                  No, the court cannot prevent DVLA revocation once six points are endorsed. However, a solicitor may argue for a short disqualification instead of poinst*, which avoids triggering revocation.”

                                  Similar wording to this effect appears on motoring solicitors pages, but for this case, I would just be repeating, I think.

                                  As for the 56 dayer ban:

                                  Under the New Drivers Act, a driving ban of 56 days or more does not automatically apply during the probation period. However, if a driver has been disqualified for 56 days or more, they must apply for a new licence before driving again. This applies to all drivers, not just those under the New Drivers Act. The court will inform the driver if they need to do this. Applying for a new licence doesn’t automatically require you to retests however, you might also have to retake your driving test or take an extended driving test before getting your full licence depending on the offence. The court will tell you if you have to do this.

                                  The court has discretion over this, than it does with drivers in their probationary period.

                                   

                                   

                                   

                                  #338568
                                  TomThumb
                                  Participant

                                    This is why those in the legal profession earn the big bucks.

                                    Previously I had been expecting the daughter to be issued a provisional license & then having to re-take her theory & test again.

                                    But after catching up on this thread this evening, then revisiting .gov / dvla

                                    Now I’m sure she will receive her full license back.

                                    From gov.uk

                                    Driving disqualifications
                                    Contents
                                    Overview
                                    Check when your disqualification ends
                                    Apply to reduce your disqualification period
                                    If you need to retake your test
                                    Changes to your name and address while disqualified
                                    Disqualification for drink-driving
                                    Disqualification for drug driving
                                    If you need to retake your test
                                    If the court told you that you must take another driving test before driving again, you’ll have to apply for a new provisional licence.
                                    You can drive as soon as your ban is over and you’ve passed the tests you need to take.

                                    according to a snippet referencing the new driver act,

                                    I am a new driver. If I receive an instant driving ban do I have to re–sit the driving test?
                                    No. You would not normally have to re–sit your test unless this was a specific term of the penalty imposed by the Court. In the normal course of events, you would simply serve the disqualification period and your licence would then be reinstated. For a ban of 56 days or more, you would have to formally apply for your licence to be reinstated but this does not require you to take any further test.

                                    The court didn’t impose any requirement for a re-test, so the daughter should be issued with a full license according to that.

                                    Many thanks to all who have taken the time to post, very much appreciated.

                                     

                                    Regaining a driving license is only the first hurdle, as no matter what license the daughter is issued, her adapted motability vehicle is still going to be out of reach for her.

                                    From Motability

                                    Does it matter if a driver has points or has been disqualified?
                                    Yes, any driver who’s been disqualified from driving for more than 30 days within the last five years cannot drive on a Direct Line Motability (DLM) policy.

                                    They’ll become eligible when five years have passed from the conviction date shown on their driving licence.

                                    Tom…

                                     

                                     

                                    #338570
                                    DJ Kav
                                    Participant

                                      @TomThumb, glad we could be of help in some way or another. I really do wish you and your daughter the best outcome. We all don’t want to see her have to go back to the beginning. It’s going to be hard enough waiting to get back on Motability, if she should choose that route again.

                                      Good luck to you both.

                                      I have ASD and thus have difficulty with social and understanding information, written and verbal. I process information in logical blocks, before I reply. Sometimes I'm right and sometimes I'm wrong.
                                      I also have a corneal visual condition, which makes me visually impaired without daytime, or daytime bulbs, among other disabilities/conditions.

                                      #338571
                                      swwchris
                                      Participant

                                        I guess the best thing now is to do as advised and wait to see what happens, just be assured that everyone here feels for you and has been/are very supportive.

                                        • This reply was modified 1 week, 3 days ago by swwchris.
                                        #338596
                                        TomThumb
                                        Participant

                                          Much Appreciated all & thank you.

                                           

                                          Tom…

                                        Viewing 18 replies - 51 through 68 (of 68 total)
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