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Wet ROOM i really need a wet room fitted for myself and my wife, i was told the local council would fit it for free then i found out that the council put a security charge over the property(like a secured loan ) for 10 year if the property is sold or transferred to someone it needs to be paid back in full.
You also need permission from the mortgage company.
10 years is a long time,, you don’t now what can happen in 10 years other grants from the council are 3 years but a disabled wet room grant is 10 years.
oh well
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Martino, did you get a written agreement that the council would fit it for free and if so did it mention anything about a security charge.
Secondly have you asked the council for a copy of their policy (under a FOI request if need be) which should clearly state that they have the right to apply a security charge and ask why you were not told this in advance if that is the case.
Councils, going by my own experience, normally supply disability items that they can loan/take back, but their can be grants given by council’s or other bodies for permanent adaptions. It may make a difference if you own the property rather than rent it from the council, which you seem to suggest.
The bottom line is, as always don’t just accept a decision because someone has told you that it is their policy, ask them to prove that is their policy and then decide whether you want to challenge it.
Having read https://www.gov.uk/disabled-facilities-grants I can not find anything relating to putting a charge on your property.
Most local authorities DFG act as an agent if you like. They oversee from initial Occupational assesment to checking plans and planning consent. They will also manage payment of the project in stages. They will only make final payment once you and the council are satisfied with the work.
Joss
Current car: BMW X2 sDrive 20i M Sport 5dr Step Auto In metallic Portimão Blue. 04:10:2025
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